Pet Insurance
Whilst veterinary health care generally represents excellent value for money, the cost of treatment can often exceed owners’ expectations as our own health care is normally funded by the NHS and therefore the true costs are hidden. Pet insurance is a very useful service that can take the financial worry out an already stressful situation when our pets are ill.
There are several types of insurance policies available to suit all pockets. Lower priced policies will have more exclusions and lower treatment caps whereas more comprehensive policies will have a higher monthly premium.
It is normal practice for a pet insurance to make exclusions for pre-existing illnesses, which is why starting a policy as soon as possible helps to protect you against the financial implications for future health issues.
A less well known benefit of pet insurance is that almost all will provide third party liability which could help protect you financially if anybody made a claim for injury or damage against you as the dog’s owner.